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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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My mother recently died she has 2 mortgages am i responsible for these mortgages. I am not on either one. Not sure if there is a will. I live in new jersey
treamer (I am not an expert so check the facts) A person is responsible for their own debt. If there is no Will, I believe assets of family automatically belongs to the heirs/next of kin. If debts need to be paid the estate of original owner should be liable for debts, by anyone can or should be payed to keep current you can't do much of anything before legal possession/probate of deed is filed into new owners names. I would seek legal advice. Does she need to pay back to medicaid for anything?
What a mess. If there was no will, then she died "intestate" and the rules on that will be according to your states death / probate laws. Most states have intestate set up so that all assets (even property with a mortgage) become the property of the state until heirs are determined. OFten the heirs all have to agree to sign off on property in order for it to be transferred or sold. Some states have asset distribution for lineal heirs (children) first & foremost; other states have heirship to anyone who can prove a relationship to the asset (like if there are kids from prior marriages). This can be a real cluster to deal with and you need a good attorney if you face these issues. But the heirs can only get whatever is left after creditors are paid off - like the mortgage holder. Again state law makes a bigbutt difference. Some states are a level of claim state for probate so things are paid in order of where they are on the claim scale. Texas has this system, so a Class 1 claim gets paid first and then like credit card debt is a Class 8 claim so too bad for them. If mom was on Medicaid, there will be MERP to deal with (Medicaid Estate Recovery Program) which can put a claim or lein on assets to recover Medicaid payments on her behalf.
Really look around for a will as there could be one and it will make life much much easier. Even if it was done decades ago. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
A person is responsible for their own debt. If there is no Will, I believe assets of family automatically belongs to the heirs/next of kin. If debts need to be paid the estate of original owner should be liable for debts, by anyone can or should be payed to keep current you can't do much of anything before legal possession/probate of deed is filed into new owners names. I would seek legal advice. Does she need to pay back to medicaid for anything?
Some states are a level of claim state for probate so things are paid in order of where they are on the claim scale. Texas has this system, so a Class 1 claim gets paid first and then like credit card debt is a Class 8 claim so too bad for them. If mom was on Medicaid, there will be MERP to deal with (Medicaid Estate Recovery Program) which can put a claim or lein on assets to recover Medicaid payments on her behalf.
Really look around for a will as there could be one and it will make life much much easier. Even if it was done decades ago. Good luck.