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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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I have received a letter from the Social Security Administration, and I have met with an agent at a Social Security office. 1/3 of my pension seems very high, and returning 3 years of that would be over $11,000.
The reason they are doing this is the key factor. They must have decided they made a mistake in granting the pension, but you need to figure out the reasons. If you don't think it's fair, you can contact an attorney who specializes in Social Security issues - there should be several in your phone book. You may need to schedule an appointment, but it could be worth your while. Good luck, Carol
Carol is spot-on. You really need to get an attorney who does SSA issues.
Dealing with the feds have very tight & specific timeframes. It's not especially complicated BUT how it's done has to be interlocked and most laypeople need someone - like an attorney who does SSA disability applications - who does this often to do it properly. One day over and you're toast.
Are you getting another pension? Or did your spouse get a pension? That usually is what triggers a change of your SS. This can take a while if the pension is not federal civilservice or a railroad retirement (these dovetail into the federal system, so SSA knows about these automatically) or the pension was being paid into your spouse's account or name.
My first thought is that the other pension was from a job in which SS was not paid into. Because of this, there is something called the "Government Pension Offset". So eventually when that pension surfaces in the system, your SS will need to be reduce to offset the other pension that did NOT pay into the SSA system. It can go back years. There is a whole complicated formula in how SSA figures out the amount - it will drive you crazy to do this on your own.
You probably can't get around it BUT you probably can get it reduced so that it stretches out over a longer period of time so you aren't in poverty. This is what the attorney can do for you. Hard to do on your own. Good luck.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Good luck,
Carol
You really need to get an attorney who does SSA issues.
Dealing with the feds have very tight & specific timeframes. It's not especially complicated BUT how it's done has to be interlocked and most laypeople need someone - like an attorney who does SSA disability applications - who does this often to do it properly. One day over and you're toast.
Are you getting another pension? Or did your spouse get a pension? That usually is what triggers a change of your SS. This can take a while if the pension is not federal civilservice or a railroad retirement (these dovetail into the federal system, so SSA knows about these automatically) or the pension was being paid into your spouse's account or name.
My first thought is that the other pension was from a job in which SS was not paid into. Because of this, there is something called the "Government Pension Offset". So eventually when that pension surfaces in the system, your SS will need to be reduce to offset the other pension that did NOT pay into the SSA system. It can go back years. There is a whole complicated formula in how SSA figures out the amount - it will drive you crazy to do this on your own.
You probably can't get around it BUT you probably can get it reduced so that it stretches out over a longer period of time so you aren't in poverty. This is what the attorney can do for you. Hard to do on your own. Good luck.