Are there professionals or companies that can help the family with health insurance, Medicaid, and disability services. I am in a nursing Home and soon to run out of money. I need physical therapy services which Medicaid will not cover in Illinois, private insurance Medicare, disability benefits it is all very confusing as to what are the beat choices for an individual. I am soon to have a spinal surgery which will be covered by my insurance and will return to a NH for rehab and medical recovery but eventually private insurance will stop paying for these services, maybe I will have 60 days , but I will still need to be here as I am 75% dependent for daily living. I am eligible for Medicare in 6 months and will need another surgery assuming the first one is successful. Eventually I hope to be able to be less dependent and move to an assisted living home assuming I can afford one.
Where does the family get the help to sort thru all these medical options ??
Are you comfortable doing research for these issues online?
I'm not sure what you mean by "private insurance Medicare."
I think you might want to start with the most important coverage first to help establish a baseline, then consider what else you might need, research those resources and make a decision, then move to another issue.
E.g., after getting Medicare coverage, I researched Medigap and other policies to supplement Medicare. I also separately researched dental policies.
I think it's very easy to become completely confused and overwhelmed with the whole issue.
Geriatric consultants are professionals who provide seniors and their families with assistance in finding appropriate resources in the community to address needs related to aging and physical disabilities.
Start by researching online. Good luck!
Or call Office of Aging in your County. If you are already collecting SS then Medicare A and B are automatic at 65. A deduction for B will be taken out of ur SS check. Unless, Medicaid will cover it if u qualify for health insurance thru them. This is what O of A can help u with. Actually, I would go with them first before a SW.