Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Be very careful. Do not fall for any of these insurance companies that advertise “no one will ever be denied” and “no physical exam required”.
My husbands mother fell for it and took out a policy on my husbands father. Of couse, she did not read the pages and pages of fine print where all the disclaimers were written. These disclaimers denied payment to anyone who had any sort of preexisting medical condition or passed due to a number of age related conditions.
My husbands father was in terrible health at the time - the man should have never been accepted for coverage. Yes - my MIL should have done her homework but this was a basically uneducated woman always looking for a fast buck - along with her own age related decline.
So - long story short, the insurance company refused to pay after my FIL dropped dead from a heart attack. My husband played hardball with them and was able to get all the money MIL had spent on premiums refunded to her. But I tend to think that was a rare exception to their way of conducting business.
Remember - if it sounds too good to be true, it likely is. Be careful.
I agree with everyone. Life insurance is expensive the older you get. If Mom is "feeble" I doubt if she would pass the health exam. Plus I think the insurance has to be in force for 2 yrs before you can get any money.
You could try an insurer like Colonial Penn but as said, be careful.
The price of insurance is astronomical for the elderly. There’s also no such thing as a “cheap” funeral. Even if you skip the visitation, embalming, limousines, etc. Funeral homes charge several thousand dollars before they even actually do anything, “professional services”, they call it. Swallow any qualms (if you have any) about cremation and go that route.
NO. Think about a simple direct cremation if funds are not available when she passes. Depending on what part of the country you are in, it may be less than $2K.
You need life insurance if you have dependants who would be in financial trouble without your income, or if you have a mortgage on your house. That's it.
Most of the insurance providers who offer funeral plans decked out as 'life insurance' have a minimum six month term before their policies will pay out. It is unlikely you will find one which turns out to be worth the premiums.
Is this likely to be a major worry for the family?
Are you asking about one of those policies they advertise on television that claims to pay for funeral expenses, bills, etc. ? They claim they will insure anyone at just about any age for a few dollars a month. I’d be very careful,and read the fine print on those. As far as getting life insurance for her, I believe your premiums would be astronomical, and as Barb asks, “Why?”
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
My husbands mother fell for it and took out a policy on my husbands father. Of couse, she did not read the pages and pages of fine print where all the disclaimers were written. These disclaimers denied payment to anyone who had any sort of preexisting medical condition or passed due to a number of age related conditions.
My husbands father was in terrible health at the time - the man should have never been accepted for coverage. Yes - my MIL should have done her homework but this was a basically uneducated woman always looking for a fast buck - along with her own age related decline.
So - long story short, the insurance company refused to pay after my FIL dropped dead from a heart attack. My husband played hardball with them and was able to get all the money MIL had spent on premiums refunded to her. But I tend to think that was a rare exception to their way of conducting business.
Remember - if it sounds too good to be true, it likely is. Be careful.
You could try an insurer like Colonial Penn but as said, be careful.
Most of the insurance providers who offer funeral plans decked out as 'life insurance' have a minimum six month term before their policies will pay out. It is unlikely you will find one which turns out to be worth the premiums.
Is this likely to be a major worry for the family?