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When is the best time to start my research so I can be ready for the October open enrollment?

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BTW, I used an Excel spreadsheet to create a database of comparison factors for easy reference.
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I would do research now, narrowing down the choice(s) to some good candidate plans, then double check rates when open enrollment occurs. That way you'll have made your short list of plans and only have to compare rates in a few months.

The Medigap plans we chose weren't at the time subject to open enrollment, so we signed up as soon as I did my research and decided which ones we wanted.
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