Both of my parents are 74. Both do not qualify for Medicaid due to their SSI income is right above the guidelines requirements. My mom have dementia. My dad taking care of her, at this point, she is required 24/7 care. My dad cant do this all by himself; She cant go to a memory care facility because they do not have Medicaid and do not have that type of money to private pay. ($5k-$10k per month) They really need help. I have to work and can only do the max I could like cook , clean, help bath , feed my mom, doctor appointments, etc..... We all exhausted. How can we get help to have her taken care of? Thank You for all answers.
Do they have assets, like savings, bonds, stocks, investiments?
Medicaid allows these assets to be split. Moms half would go for her care and when spent down, Medicaid can be applied for. Dad as the Community Spouse would keep the home, a car and be given enough of the combined income to live on. But, you may need a lawyer well versed in Medicaid to help u sort this out.
Some on Forum, such as Igloo can help you with understanding how this division often works for an elder, so I hope she is about to see your post. Some Social Workers are also adept at helping with such knowledge, division and application, so you might consider that. Speak to the doctor involved in the care of your Mom about where you should go for the information and application. This is all so hard and I am so sorry you are facing this.