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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Call ur Office of Aging and ask for the number of Legal Aid. They will charge on scale depending on ur income. I would never draw up anything without a lawyer involved. That goes for DPOA too. They keep copies. Its more on the up and up.
I would go with an attorney. Anyone can generate a will on legal zoom. The question is will it be easily probated and accomplish what you want when you are not there to speak your piece. If you are married, do you understand what rights your spouse has?
A little late to answer, but see if you can find a paralegal that specializes in the field. A large majority of the time they are the ones actually drafting the documents anyway. Depending on the assets in the estate, they should be able to do this for hundreds versus thousands.
If your will is simple you can do a handwritten holographic will quite easily on your own. For your own good I would have your signature witnessed by a notary public. They will come to your home often for a nominal fee. You can also use two witnesses unrelated to you and not beneficiaries. Do know that a hand written will is best HAND WRITTEN, and not a form, and not typed. In your own handwriting it will pass almost all muster. The other thing you may wish to do is get someone who is a legal aid to assist. Reference a NOLO Press article, read Wills for Dummies. Good luck, and hoping it is not overly complicated for you. Be certain that the person you name as executor of your will would be willing to file it for probate. Very good if they have a copy. Good if your whole entire family knows where your will is kept. Do not lock it in a lock box unless you have a POA who has permission to go into your bank lock box. Even then I would not lock it away. Do know that the best and safest way to do a will is with an attorney. It isn't rocket science and it isn't a trust that costs 5,000. Go to Senior centers and get recommends of those willing to do wills for a lower cost. Have all your ducks in the row of knowing and having written out what you have and who gets what. Also know if we are talking simple bank accounts or CDs that whoever is listed as POD (pay on death) will get that money no matter what a will says about it.
I agree 100% with Garden Artist. I do not have a legal background as she does, but I have seen the mess caused by not having professionally drafted legal documents.
My will, POAs etc all cost me less than $1000. Money well spent. Copies are held by me, the executor, who is also POA and the legal firm has the originals.
When my step dad was ill last year, it was quite wonderful to have a lawyer available to talk to the banks etc, during the time Mum was acting as POA and as executor. His help was invaluable.
How complicated your will needs to be depends on your circumstances. If you have assets that you want to transfer without going through probate, you may need to set up a living trust to go along with a will. Other complicating factors can be if you have minor children, adult children with a parent different from your current spouse, or a variety of other things. If you want to do a bit of self-education, the Nolo series of books are great about guiding you step-by-step with explanations and also flagging issues or circumstances where you probably want to consult an attorney. If you're circumstances are simple enough, there's no reason you can't draft your own will, but it is important to consult a reliable source of information that will point out when to get professional help.
I don't intend to challenge, criticiae or undercut Katie's advice, but I'd like to share a different viewpoint. I've always felt strongly that ONLY practicing attorneys who you research, check out and have confidence in should handle preparation of any legal documentation.
There are some good attorneys who focus specifically on moderately priced wills, while others work in tandem as necessary with other estate planning attorneys who specialize in probate litigation, a variety of trusts, specialized trusts, gifting, and more.
When you deal with an online site, do you really know the person providing advice? What standards exist for hiring and retaining the attorneys? How much continuing legal education do they pursue? And importantly, are they up to date on all regulations and case law governing the areas of their practice?
One of the law firms for which I worked has e-newsletters (which many law firms have for their various practice groups), alerting clients to new legislation or rulings critical to maintaining up to date documents in a wide range of areas, including but not limited to estate planning. Any law firm, or site that doesn't do this isn't one on which I would rely.
I also get periodic letters on critical changes or updates on necessary document changes or additions, or IRS positions. Do online sites provide that?
Some law firms (including another for which I worked), had lunchtime seminars briefing staff on new regulations or updates in specific practice areas. Do online sites have that?
E.g., there's been a change in the certification prepared and sometimes recorded as to the existence of trustees and successor trustees, which can now be used for real estate transactions. This is important, b/c it means the trustee or successor trustee doesn't have to provide the entire certification document, with information that really isn't anyone's business except the trustee and his/her successors.
Minnie, these are issues you might want to consider.
Another option to find reasonably priced attorneys is to go to Senior Center or other sponsored health care shows. There often are law firms there, but you'll have to check the exhibitor list beforehand to see if there are.
The Area Agency on Aging has for years held an excellent Caregiver Expo, at which there were at least 3 or 4 local law firms present, distributing literature on various estate planning and elder law issues. In my area, these seminars have been discontinued, unfortunately.
Three local counties are holding seminars, but in spending some time yesterday locating others to substitute for the now D'C'ed AAA one, I found that most of them were held in the Spring.
I agree with GardenArtist. Many years ago I was a legal assistant and I wouldn't even think of drawing up my own Will much less a Will for someone else.
My sig other and I use an "Elder Law Attorney" who advises us any new State or Federal rulings coming down the pike that could play havoc with our current Will, or any other legal documents.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Do know that a hand written will is best HAND WRITTEN, and not a form, and not typed. In your own handwriting it will pass almost all muster.
The other thing you may wish to do is get someone who is a legal aid to assist. Reference a NOLO Press article, read Wills for Dummies. Good luck, and hoping it is not overly complicated for you. Be certain that the person you name as executor of your will would be willing to file it for probate. Very good if they have a copy. Good if your whole entire family knows where your will is kept. Do not lock it in a lock box unless you have a POA who has permission to go into your bank lock box. Even then I would not lock it away.
Do know that the best and safest way to do a will is with an attorney. It isn't rocket science and it isn't a trust that costs 5,000. Go to Senior centers and get recommends of those willing to do wills for a lower cost. Have all your ducks in the row of knowing and having written out what you have and who gets what. Also know if we are talking simple bank accounts or CDs that whoever is listed as POD (pay on death) will get that money no matter what a will says about it.
My will, POAs etc all cost me less than $1000. Money well spent. Copies are held by me, the executor, who is also POA and the legal firm has the originals.
When my step dad was ill last year, it was quite wonderful to have a lawyer available to talk to the banks etc, during the time Mum was acting as POA and as executor. His help was invaluable.
There are some good attorneys who focus specifically on moderately priced wills, while others work in tandem as necessary with other estate planning attorneys who specialize in probate litigation, a variety of trusts, specialized trusts, gifting, and more.
When you deal with an online site, do you really know the person providing advice? What standards exist for hiring and retaining the attorneys? How much continuing legal education do they pursue? And importantly, are they up to date on all regulations and case law governing the areas of their practice?
One of the law firms for which I worked has e-newsletters (which many law firms have for their various practice groups), alerting clients to new legislation or rulings critical to maintaining up to date documents in a wide range of areas, including but not limited to estate planning. Any law firm, or site that doesn't do this isn't one on which I would rely.
I also get periodic letters on critical changes or updates on necessary document changes or additions, or IRS positions. Do online sites provide that?
Some law firms (including another for which I worked), had lunchtime seminars briefing staff on new regulations or updates in specific practice areas. Do online sites have that?
E.g., there's been a change in the certification prepared and sometimes recorded as to the existence of trustees and successor trustees, which can now be used for real estate transactions. This is important, b/c it means the trustee or successor trustee doesn't have to provide the entire certification document, with information that really isn't anyone's business except the trustee and his/her successors.
Minnie, these are issues you might want to consider.
Another option to find reasonably priced attorneys is to go to Senior Center or other sponsored health care shows. There often are law firms there, but you'll have to check the exhibitor list beforehand to see if there are.
The Area Agency on Aging has for years held an excellent Caregiver Expo, at which there were at least 3 or 4 local law firms present, distributing literature on various estate planning and elder law issues. In my area, these seminars have been discontinued, unfortunately.
Three local counties are holding seminars, but in spending some time yesterday locating others to substitute for the now D'C'ed AAA one, I found that most of them were held in the Spring.
My sig other and I use an "Elder Law Attorney" who advises us any new State or Federal rulings coming down the pike that could play havoc with our current Will, or any other legal documents.
it is easy to create a will with step by step guidance...and for a small amount more, you get person to person legal advise too