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As POA, I pay my mom's caregiver daily from her account via Zelle. I specifically say “caregiver” and then the number of hours in the memo.
Will using these Zelle payments in the eyes of a Medicade official be ok when going over the expenses in the 5 year look back?
So in essence I would give them bank statements to show the recipient and memo for the Zelle each day.
Thanks in advance!

Thank you. She is independent. She Is fairly priced compared to agencies.
i don’t ask how she does her taxes.
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LyndeeNew Aug 26, 2024
That seems perfectly fine. Hiring a caregiver is a pretty normal expense and I can't see this raising any kind of red flag at all. Kind of like her having a weekly grocery delivery to her house or paying someone to cut the grass. These are just the normal expenses of living a life.
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So I take it that the caretaker is an independent contractor and not with an agency? Is the caretaker a relative? I think that as long as the payment is not overly inflated but is at fair market value, you should be fine. If the caretaker is being paid the equivalent of $100/hour, that could cause problems.
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