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Who are you caring for?
Which best describes their mobility?
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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Veronica; thanks for the head's up! I don't recall that we had a problem when we moved mom from NYS to Connecticut, but I suppose her plan was more portable, perhaps because she remained within the Tri-State region.
So was the issue specifically with the PPO Plan but not with basic Medicare?
Oh, joy - another issue to deal with, as if moving isn't complex enough.
This is good information to know; after I wrap up my father's estate, I'll be moving, probably out of state, so I'll have to focus on getting a Medigap Plan before I leave.
I just moved from NYS to MD with a Medicare PPO plan and thught I knew my rights. How wrong i was.
I thought when you moved to another state you had six months to find new insurance without being subject to underwriting.
I dutifully notified my old company of change of adress and got a letter asking me to confirm i had made the change.
All well and good so i started to seriously investigate plans in my area but found all sites that promised information woulldn't do it without a phone #. Within minutes I has an agent on the phone and they were relentless.
i finally liked one agent who did not slip i sneaky health questions. When you change within a special enrolement period which moving out of state is they can't ask about you health and put you through underwriting and hence higher premiums. (I am very expensive these days).
I was supposed to receive a letter from the old company telling me how long I had to apply for new insurance. So i call the company this morning and was told firmly I only had to the end of the current month. Apparently you are disenrolled at the end of the month you inform them of your move. So with less than a week to go till thend of May I paniced big time.
Called the agent I liked and explained the situation and told her i would go with one of the policies she had suggested. She walked me through everything again and filled out the application and i was able to give a voice signature so I should be OK come June 1.
So if you are thinking of moving Mom or Dad cross state lines set up the Medigap insurance ahead of time with a starting dateof your choice but don't notify the old insurer till late in the game and end up with only a few day like me.
I simply would never have found out thinking I could use my old policy for another six months. The disenrollement letter still has not arrived and the customer service rep my agent and i had a three way call with said it had not even been sent yet.
Luckily DH has neglected to follow my advice and notify the company he has moved so there is a bit more breathing room for him. If we both share the same plan we will get a family discount so every little helps. The new plan costs over $200 a month each but there are no deductibles or co-pays for anything at all and last year I had spent my max of $5K in co-pays by Oct.
FYI all medicare plans offered by ins cos have to provide the same benefits they can just charge more. The plan I choose was Plan F which is expensive up front but will probably be cheaper considering all the health problems I have and frequent hospitalizations and expensive tests. I have already had two hosp stays this year already and lots of procedures. Any other information others may have would be very welcome
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Good health to you, my dear!
Oh, joy - another issue to deal with, as if moving isn't complex enough.
This is good information to know; after I wrap up my father's estate, I'll be moving, probably out of state, so I'll have to focus on getting a Medigap Plan before I leave.
I thought when you moved to another state you had six months to find new insurance without being subject to underwriting.
I dutifully notified my old company of change of adress and got a letter asking me to confirm i had made the change.
All well and good so i started to seriously investigate plans in my area but found all sites that promised information woulldn't do it without a phone #. Within minutes I has an agent on the phone and they were relentless.
i finally liked one agent who did not slip i sneaky health questions. When you change within a special enrolement period which moving out of state is they can't ask about you health and put you through underwriting and hence higher premiums. (I am very expensive these days).
I was supposed to receive a letter from the old company telling me how long I had to apply for new insurance. So i call the company this morning and was told firmly I only had to the end of the current month. Apparently you are disenrolled at the end of the month you inform them of your move. So with less than a week to go till thend of May I paniced big time.
Called the agent I liked and explained the situation and told her i would go with one of the policies she had suggested. She walked me through everything again and filled out the application and i was able to give a voice signature so I should be OK come June 1.
So if you are thinking of moving Mom or Dad cross state lines set up the Medigap insurance ahead of time with a starting dateof your choice but don't notify the old insurer till late in the game and end up with only a few day like me.
I simply would never have found out thinking I could use my old policy for another six months. The disenrollement letter still has not arrived and the customer service rep my agent and i had a three way call with said it had not even been sent yet.
Luckily DH has neglected to follow my advice and notify the company he has moved so there is a bit more breathing room for him. If we both share the same plan we will get a family discount so every little helps. The new plan costs over $200 a month each but there are no deductibles or co-pays for anything at all and last year I had spent my max of $5K in co-pays by Oct.
FYI all medicare plans offered by
ins cos have to provide the same benefits they can just charge more. The plan I choose was Plan F which is expensive up front but will probably be cheaper considering all the health problems I have and frequent hospitalizations and expensive tests. I have already had two hosp stays this year already and lots of procedures.
Any other information others may have would be very welcome